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Finding the right home at the right price is just one aspect of a real estate transaction. Property West, LLC is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 406-265-7800 if your needs include a real estate pro experienced in the business side of real estate.
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Closing costs you should expect
There are certain normal fees linked to closing the sale of a house. These costs are often divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Montana to help show you through your transaction.
Closing costs that are tied to financing
(More information)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, the following taxes are usually paid (More information)
- Property Taxes
- Transfer Taxes and Recording Fees
At closing, these fees are often due (More information)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we hammer out your sale, I'll not only work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll fully clarify the closing costs so you are aware of exactly what you're paying for.
Buyers: If you're purchasing a house in Hill County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not startled when you arrive at closing time. I'll be happy to look through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.
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